Who else dislikes using Excel spreadsheets for budgeting ?

2024 I’ll be budgeting much better, I noticed the difference when I stopped. Having things in your head and wishes (I’ll try to save) doesn’t work, writing things down works! I use these tools myself too, and it just helps being conscious of how much I’m spending.

And I do it at the start of the month too, so I can move money to another account for savings, so I don’t end up overspending. 10-20 minutes on payday saving me literally thousands!

Great tips !!

Excel is an amazing platform but I prefer using specialized budgeting tools for more efficiency and clarity, specially now Riaglo offer such tools